Why There Are More Homes on the Market Right Now — How You Can Use That Advantage

The start of 2026 has brought a noticeable shift in the property market: there are more homes available for buyers than we've seen in over a decade. Rightmove’s latest data shows the number of homes for sale has reached an 11 year high for this time of year, giving buyers more choice than usual. At the same time, asking prices have remained broadly stable, with February’s average price sitting at £368,019 — virtually unchanged from January*. This follows an unusually strong January where prices rose 2.8% compared with December*. For anyone thinking about buying or moving this year, this combination of greater choice and steady pricing creates a more balanced environment. Below we break down why stock levels are up, and how, if you’re a buyer, you can make the most of today’s conditions.

Why are more homes available right now?

The rise in available homes this year is largely driven by a rebound in seller confidence at the start of 2026, following the Autumn Budget, which meant many homeowners who held off listing in late 2025 returned to the market in January. This surge in early listings helped create the strongest start to a year since 2020, according to Rightmove, and contributed to a noticeably higher level of stock. At the same time, asking prices have remained broadly stable, with February seeing virtually no change compared with January, which has encouraged more sellers to list in what appears to be a steady and predictable market. Combined, these factors have led to the number of homes for sale reaching an 11 year high for this time of year, giving buyers significantly more choice than they’ve had in recent years.

What this means for buyers in 2026

Overall, conditions feel more even than in recent years — with more homes available and asking prices holding steady, buyers have more space to look and compare. That brings several practical advantages:

With stock levels at an 11 year high, buyers are less pressured to rush into decisions and more able to compare properties and areas.

More available homes naturally reduces competition. While well priced, well presented homes still attract interest, buyers may find more opportunities for conversation around price, timescales, or inclusions.

Affordability has nudged in the right direction. According to Rightmove’s House Price Index, average earnings have risen 4.7% year on year* helping buyers slightly outpace recent home price growth.

With asking prices stable and not racing ahead, buyers can focus on finding the right property rather than feeling pushed to act before prices rise. February’s flat pricing supports this calmer environment.

How buyers can make the most of today’s conditions

Get mortgage ready early
Even in this market, being prepared makes a real difference. Having an up to date Agreement in Principle and your documents organised helps you move decisively when you find the right home.

Take advantage of the extra choice
Use the wider availability of homes to explore different areas, property types, and layouts. With more options on the market, it’s worth refining your “must haves” vs “nice to haves”.

Focus on long term affordability, not timing the market
Many buyers keep an eye on commentary around the direction of interest rates, but short term movements are difficult to anticipate and can shift quickly based on wider economic conditions. Rather than trying to plan a move around what the market may or may not do next, it’s often more practical to focus on what feels affordable and sustainable for your own circumstances today. This helps ensure decisions are based on your needs and budget, rather than on predictions that may already be reflected in lender pricing.

Take your time — but stay ready to act
This market does give buyers more time to think, but attractive properties priced correctly will still move quickly. Being prepared is key.

Make the most of expert guidance
Using a mortgage broker can help you access a wider view of what’s available. A broker can compare options across multiple lenders, explain how different products might fit your circumstances, and keep an eye on whether alternatives become more suitable as things evolve. This ongoing review is especially useful in a market where lenders adjust pricing and criteria based on expectations and economic data.

Is now a good time to explore your options?

With early 2026 bringing increased availability of homes and steady asking prices, this creates supportive conditions if you’re exploring a move. If you're considering your next steps, this may be an appropriate time to review your options.

Speak to one of our expert advisers today by clicking here or calling 08000 38 37 36 to find out how we could help you.

This is for information only. Products and rates vary depending on your circumstances, lender criteria and products available at the time.

*Rightmove