Limited company BTL mortgage deals

How do I compare Ltd. company mortgage rates?

Our comparison tool is designed to help you gauge the different limited company buy to let mortgage deals that might fit your needs. Here’s how you can get started:

1. Simply enter your property value, the amount you’d like to borrow, and your preferred mortgage term.
2. Customize your search by selecting the mortgage type, product period, and any additional features that are important to you.
3. Compare deals by key factors such as interest rates, lender fees, flexibility, and overall costs over the mortgage term.
4. Once you’ve explored your options, our specialist advisers are here to guide you. They’ll provide tailored advice to ensure you make a confident, informed decision that’s right for your investment strategy.

Key limited company buy to let mortgage deal jargon explained

We know that understanding the language around limited company BTL mortgage rates can feel complicated, but we’re here to make things clearer for you. We’ve broken down some key terms to help you feel more confident in your decision-making:

• Loan-to-value (LTV) ratio: This is the percentage of the property’s value you’re borrowing. For example, if you need a £150,000 mortgage on a £300,000 property, your LTV ratio would be 50%. LTV plays a big role in determining the deals available to you.
• Initial rate: This is the interest rate you’ll pay during the first few years of your mortgage, typically between two and five years. Your rate will change after this period, so it’s crucial to plan.
• Reversion rate: Once the initial rate ends, your mortgage moves to the lender’s standard interest rate. We’ll make sure you understand how this impacts your overall costs.
• Lender fees: These include any upfront costs like booking, arrangement and valuation fees. We’ll guide you through these to ensure there are no surprises.
• APRC: The Annual Percentage Rate of Charge is the total cost of your mortgage, including both the initial rate and the reversion rate, as well as any lender fees. It’s a helpful way to compare the full cost of different mortgage options.
• Exit fee: When you finish paying off your mortgage, you'll need to pay the lender this fee to cover the administrative costs of closing your account.

Understanding these terms and using our tool are just the initial steps, and we’re here to guide you through every aspect of securing the right mortgage for your property. With our support, you can make confident, informed decisions about your investments.

How can brokers help you secure the best Ltd. company mortgage rates?

Finding the right mortgage deal for your limited company buy to let investment can be a complex and time-consuming process. With so many options and changing regulations, it’s important to have a trusted partner by your side. While online tools can give you an overview, securing the best deal for your business requires expert advice and a personalised approach.

We’re here to make the process simpler and more secure. With over 30 years of experience and access to more than 100 lenders, our dedicated advisers specialise in finding tailored mortgage solutions designed specifically for limited company buy to let investors. Thanks to our long-term relationships, the lenders in our network offer many of these deals exclusively to us.

Our award-winning team understands the nuances of this market, including the complexities of limited company structures and tax implications. We'll guide you through every step, offering clear, honest advice that aligns with your business goals. Let us help you maximise your investment's potential with a mortgage solution built around your needs.

Why let Alexander Hall find you the best BTL mortgage rates?

With more than 30 years of experience providing mortgage advice, we understand the unique needs of property investors. Here's why you can count on us to help you find the right deal for your investment.

• Tailored advice: By working with us, you’ll receive bespoke advice that’s perfectly aligned with your investment strategy and long-term financial goals.
• Comprehensive search: We use our network of more than 100 lenders to find the best limited company mortgage rates in the market, leveraging our strong relationships to simplify the process.
• Streamlined experience: Our team handles all the details, so you can stay focused on growing your property portfolio without the hassle of filling in paperwork.
• Top-rated service: Thousands of 5-star reviews on Trustpilot show that our customers can expect exceptional service. We're committed to exceeding your expectations every step of the way.
• Award-winning expertise: Our team has received plenty of recognition for excellence, including winning Best Broker for Customer Service in the Legal & General 2024 Mortgage Club Awards. You can trust us to deliver the high-quality service your business deserves.