Why Portfolio Landlords Need Smarter Solutions
The UK buy-to-let mortgage market is changing fast. Landlords with growing portfolios face challenges with repeated fees, and complex legal requirements. That’s why this new multi-property lending proposition is such a breakthrough — and it’s only available through brokers like Alexander Hall.
What makes this proposition different?
This isn’t just another product tweak. It’s a portfolio mortgage solution designed for efficiency and flexibility. Landlords can apply for up to 99 properties in one application, saving time and money. There are no application fees, and only one independent legal advice certificate is needed for the entire application, reducing solicitor costs. The process is streamlined with a single underwriter handling the whole case and providing direct access for faster decisions. Landlords can mix and match property types — HMOs, multi-unit blocks, or single units — and choose from the lender’s full product range (without an increase being applied to those rates). It’s available for purchases and remortgages, and you don’t need to complete all properties on the same day. Plus, the minimum income requirement has been removed for landlords with four or more buy-to-let properties.
Who is this suitable for?
This proposition is ideal for portfolio landlords managing multiple properties who want a more streamlined approach to financing. It’s also a great fit for investors with diverse property types — whether HMOs, multi-unit blocks, or single units — who value simplicity and flexibility. Landlords looking to refinance several properties to secure competitive rates will find this solution particularly attractive.
Why broker-exclusive access matters
Here’s the key: you can’t access this directly with the lender. It’s a broker-only proposition, which means working with Alexander Hall isn’t just helpful — it’s essential. By partnering with us, you gain access to exclusive landlord mortgage products that aren’t available elsewhere. Our team provides expert guidance to tailor the right product mix for your portfolio strategy and manages the process end-to-end, saving you time, stress, and unnecessary expense.
“Innovation like this is exactly what landlords need right now — streamlined processes, cost savings, and flexibility. At Alexander Hall, we’re proud to give our clients access to solutions that aren’t available direct. It’s another reason why working with a broker makes all the difference.”
Richard Merrett, Managing Director of Alexander Hall
The bigger picture
Landlords are expanding their portfolios, and lenders are responding with smarter, more flexible solutions. This is more than a product launch — it’s a sign of where the buy-to-let mortgage market is heading: streamlined, cost-effective, and designed for growth.
Ready to grow or remortgage your portfolio?
Contact us on 08000 38 37 36 today to speak with a Buy-to-Let mortgage expert or click to book your free appointment.
This is for information only. Products and rates vary depending on your circumstances, lender criteria and products available at the time.
