Stamp duty (SDLT) calculator

Generate a comprehensive estimate of how much stamp duty you could pay with our SDLT calculator.

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How much stamp duty will I pay?

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Your total stamp duty would be
You pay 0% up to £ -
You pay 2% up to £ -
You pay 5% up to £ -
You pay 10% up to £ -
You pay 12% on the balance -
Total stamp duty as a percentage of the purchase price:

What is a stamp duty calculator?

A stamp duty calculator helps you quickly estimate the Stamp Duty Land Tax (SDLT) you’ll need to pay when buying a property in England or Northern Ireland. By inputting details like property price and whether you're a first-time buyer, you can receive an accurate calculation of how much stamp duty you are estimated to pay based on current UK rules.

You can also take advantage of the other home-buying and renting calculator tools to further simplify the moving process. On top of calculating SDLT, you can get a better understanding of other associated costs by using our:

How can our stamp duty calculator help?

Our calculator can help you understand your SDLT obligations and ensure you stay compliant with tax requirements. Not only do you receive a clear stamp duty estimate, but this knowledge also allows you to:

  • Budget accurately and find a property that matches your finances
  • Prevent unexpected expenses that could disrupt your moving plans
  • Avoid penalties and interest charges from HMRC and ensure timely payments

How to use our SDLT calculator

Ready to calculate your stamp duty? The process is straightforward and quick, providing you with an estimate in just a few minutes. Just input:

  • Property purchase price: Your home's purchase price will determine how much stamp duty tax you accumulate. There are different rate bands, and the tax calculated depends on which one your property purchase price falls into. Homes costing up to £250,000 are exempt from stamp duty, although this exemption changes to £125,000 on 1 April 2025. As these tax bands are changing, check the most up-to-date ones.
  • First-time buyer status: Up until 31 March 2025 those taking their first steps onto the property ladder will only pay stamp duty on homes over £425,000. (From 1 April, this will change to £300,000). For properties costing up to £625,000 (£500,000 from 1 April), first-time buyers will pay 5% on the portion above £425,000 (or £300,000 from 1 April). Purchases over £625,000 (£500,000 from 1 April) do not qualify for this relief. To benefit, you must have never owned a residential property before, either in the UK or abroad.
  • Buyer residency status: If you are not a resident of the UK, you may need to pay an extra 2% on top of the stamp duty rates. This applies to properties over £40,000.

Why choose Alexander Hall to calculate your SDLT?

When it comes to property investment, you couldn't be in safer hands than with Alexander Hall. We have been providing mortgage advice for more than 30 years so you will receive only the best-in-class service. Here is why you can put your trust in Alexander Hall to calculate your stamp duty:

  • Unbiased advice: As our customers, your needs are our priority, so our expert advisers will give you the best possible advice.
  • Comprehensive network: Alongside clear stamp duty estimates, you can compare home investment deals from more than 100 lenders to ensure you move up the property ladder smoothly and efficiently.
  • Stress-free process: Don't worry about the paperwork – we'll handle it. This gives you more time to focus on moving into your new property!
  • Relied on by thousands: We promise to always deliver exceptional customer service. Our thousands of positive reviews on Trustpilot are a testament to this.
  • Award-winning support: We are the proud recipient of awards, including Best Broker for Customer Service at the 2024 Legal & General Mortgage Club awards.

If you're ready to get in touch, our experienced team is here to provide the guidance you need.

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Stamp duty calculator FAQs

Stamp Duty Land Tax (SDLT) is a tax in England and Northern Ireland payable when buying property or land over a certain price threshold. For residential properties, no stamp duty applies to purchases up to £250,000 and first-time buyers qualify for relief on purchases up to £425,000. These rates are changing on 1 April 2025 so keep up to date with the rates you might be paying. Above these limits, rates vary based on the purchase price.

Stamp duty applies to both freehold and leasehold properties and is tiered, meaning you only pay the higher rate on the portion of the property price exceeding each threshold.

The amount of stamp duty you could pay is dependent on where you are buying in the UK, as well as the price of your property. England and Northern Ireland use the same tax bands, while Scotland and Wales have their own.

There are also a host of exemptions that will affect whether you have to pay, including zero-carbon homes, caravans and mobile homes and if you're buying a property under £40,000. The filters in our SDLT calculator will take these variations into account so you receive as accurate an estimate as possible.

After the purchase of your property is complete, you have 14 days to file your HMRC return and pay any SDLT that is due. The solicitor or conveyancer involved in your sale can usually calculate stamp duty, submit your return and even pay the bill on your behalf.

You can use our stamp duty calculator to get an indication in advance of how much tax you potentially owe on your property.

The final stamp duty calculation you receive depends on the tax threshold your new property falls into.

England and Northern Ireland

Property value Stamp duty rate
Up to £250,000 Zero
£250,001 to £925,000 5%
£925,001 to £1.5 million 10%
Over £1.5 million 12%

Scotland

Property value Land and buildings transaction tax rate
Up to £145,000 Zero
£145,001 to £250,000 2%
£250,001 to £325,000 5%
£325,001 to £750,000 10%
Over £750,000 12%

Wales

Property value Land transaction tax rate
Up to £225,000 Zero
£225,001 to £400,000 6%
£400,001 to £750,000 7.5%
£750,001 to £1,500,000 10%
Over £1,500,000 12%

Stamp duty in the UK is calculated based on property price bands. Our calculator uses the tax-tiered system, where each band has a percentage rate applied to the portion of the property price that falls within it. For example, if the first £250,000 is tax-free (standard threshold until 31 March 2025), and the next portion is taxed at 5%, you only pay 5% on the amount exceeding £250,000.

Keep in mind, though, that stamp duty rates vary depending on property destination and whether you're a first-time buyer.

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