Buy to let rent calculator

What is a buy to let rent calculator?

A buy to let (BTL) rent calculator estimates how much rental income you need to cover your buy to let mortgage repayments, helping you plan the next stage of investments with confidence.

As well as calculating what rental income is required, it's also important to plan for other costs such as stamp duty and mortgage overpayments.

How to use our buy to let rental income calculator

Our BTL rental calculator is easy to use and you don't need to input any personal details. You'll just need to add:

• The property value
• Deposit amount

The deposit amount should be a minimum of 25% of the property's value. This is because most lenders offer a loan-to-value ratio of a maximum of 75% on buy to let mortgages. At a minimum, your rental income should also cover 125% of the mortgage interest payments.

Based on the information you enter, the calculator will provide an estimated rental income value. This is the minimum amount you should aim to charge per month to cover your BTL mortgage costs. For example, for a property with a value of £250,000 and a deposit of £100,000, you should aim for a minimum rental income of £750 per month.

If you already know your expected monthly rental income but want to find out how much you could borrow with a BTL mortgage, you can try our buy to let mortgage calculator.

How can our buy to let rental calculator help?

Our BTL rent value calculator is designed to help you make informed decisions about your next investments. It can help you:

• Gain an insight into the rental income bracket you need to aim for
• Make your investments work for your budget
• Find out the minimum deposit required based on the property's value

When you're ready, you can compare different deals from over 100 lenders to find the right option for your needs.

Why choose Alexander Hall for tailored buy to let mortgage advice?

Property investment can be complex and challenging, but having a trusted partner can help make the process smoother. Alexander Hall can help you navigate buy to let mortgages:

• Decades of experience: We've been providing leading mortgage advice for over 30 years, so you can trust us to offer informed advice based on your situation.
• Bespoke advice: Our expert advisers provide tailored solutions that meet your needs rather than focusing on what the lenders want.
• Broad market search: Once you've got an estimate of the required rental income using our calculator, we can compare BTL mortgage deals from over 100 lenders.
• Hassle-free process: We take care of the paperwork and details so you're free to concentrate on building your investment portfolio.
• Award-winning: We were named 2024's Best Broker for Customer Service at the Legal & General Mortgage Club awards. We've also won plenty of other awards and gained significant recognition.
• Trusted by our clients: Our five-star reviews on Trustpilot show our dedication to exceptional service.

Get in touch and our experienced team can help with your buy to let investment journey.