Expert mortgage advice tailored to you
Call our expert advisers now
08000 38 37 36We're totally impartial and focus on finding the perfect mortgage to suit you. Drop into a branch, call us or go online. We're flexible to fit around you
We're totally impartial and focus on finding the perfect mortgage to suit you. Drop into a branch, call us or go online. We're flexible to fit around you
We're totally impartial and focus on finding the perfect mortgage to suit you. Drop into a branch, call us or go online. We're flexible to fit around you
3rd December 2020
Our clients were moving home as they needed more space. Their preference was to retain their existing home as a rental property; not only would this provide them with an income longer term, it would also mean that they could purchase the new home ‘chain free’. After a few weeks of looking, they found a New Build house which they needed to move quickly with, as the developer was seeking to exchange contracts in just 2 weeks. Our clients had approached their own bank for assistance, but had found that they could not offer them the two mortgages they would need (on both the new and existing home) and they could also only offer a relatively short mortgage term based on their age, meaning the mortgage payments would be far higher than they were hoping for.
We managed to source and recommend two market leading mortgage products, within only hours of being given the ‘let to buy’ scenario. Both of our recommended lenders took a more flexible approach to the client’s age, agreeing to offer the mortgages over a term which made the payments affordable for our clients. We moved quickly to package and submit the applications, ensuring we had the best chance of obtaining mortgage offers within the required time-frames. We worked closely with the selected lenders to obtain the offers in under a week! This left sufficient time for solicitors to complete their conveyancing and prepare to exchange contracts. Had our client persisted with their own bank, they would have still been waiting for an appointment in the time it took for the offers to be produced. Thankfully the clients have now completed and are delighted they will spend Christmas in their new home.
Click here to see the current best moving home deals.
Alexander Hall recognises the importance of your online privacy. We use technology such as cookies to ensure that you have the best experience on our website, in accordance with our privacy policy. Please let us know if you agree to this.
Performance cookies let us collect information about how the website is used. For example, we may record what pages are visited most. This data allows us to see where we could optimise the website and make it more efficient.
We also host the following third-party solutions, which may set the following cookies:
Functionality cookies allow the website to remember settings such as the screen size, which lets us serve the right content without overloading any network or device capacity.
Strictly necessary cookies allow you to log into your account and view account details without a need to log in again every time you navigate to subsequent page. These cannot be disabled.
To make your experience visiting the Alexander Hall website as simple and convenient as possible we place small data files known as "cookies" on your computer. This practice is used by many websites.
Cookies are created when your browser loads the website. The website sends information to the browser which then creates a text file. Cookies are stored on your device for various periods of time, from as short time as the duration of your browsing session to several months.
Every time you come back to the website, the browser retrieves and sends cookies to the server, which helps to improve your experience of the website by: