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Portfolio landlords information
If you already own four or more mortgaged buy-to-let properties, or have the ambition to build your portfolio, you are classified as a 'portfolio landlord' and there are additional regulatory requirements for lenders to factor into their assessments.
The regulations do not specify exactly what additional steps a lender must take in assessing a mortgage application for a portfolio landlord and the requirements differ between lenders. Some examples of the factors a lender should consider are the experience of the landlord, the overall financial position of the portfolio and the personal financial situation of the borrower.
How can Alexander Hall help you as a portfolio landlord?
We have many clients who are classed as portfolio landlords and have expertise in helping clients refinance and build their property portfolios, with strong relationships with all the key lenders in this market.