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Alexander Hall Mortgages Types of mortgage Fixed rate mortgage deals and interest rates
A fixed rate mortgage provides guaranteed monthly payments for a predetermined period of time.
If you're the kind of person who likes certainty and the reassurance of knowing exactly what your monthly outgoings will be, then a fixed rate mortgage may be most suitable for you.
A fixed rate mortgage sets the interest rate that you will pay for a specified period, guaranteeing the amount payable each month for a fixed length of time.
| Lender | Initial rate | Type & period | Reverting to | APR | Monthly payment | More details or apply |
|---|---|---|---|---|---|---|
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3.14% | Fixed until 31/08/2012 | 5.99% | 6.20% | ||
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"Max loan £750,000" Call 08000 38 37 36 for more details or to apply. |
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3.15% | Fixed until 30/09/2012 | 4.49% | 4.60% | ||
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"For re-mortgages the lender will pay for a basic survey and legal work.
Max loan £1,000,000" Call 08000 38 37 36 for more details or to apply. |
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3.24% | Fixed until 02/09/2012 | 4.24% | 4.40% | ||
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"For remortgage the lender will pay for the basic survey and legal work.
max loan £250,000" Call 08000 38 37 36 for more details or to apply. |
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3.99% | Fixed until 31/03/2012 | 4.99% | 5.50% | ||
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"Max loan £1,000,000
the lender will require the rent to exceed the mortgage by 125%
" Call 08000 38 37 36 for more details or to apply. |
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4.19% | Fixed until 31/08/2015 | 5.99% | 6.10% | ||
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"Max loan £750,000" Call 08000 38 37 36 for more details or to apply. |
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4.99% | Fixed until 30/09/2011 | 4.99% | 6.10% | ||
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"Max loan £350,000
the lender requires the rent to exceed the mortgage by 125%" Call 08000 38 37 36 for more details or to apply. |
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5.75% | Fixed until 10/08/2012 | 3.30% | 5.10% | ||
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"Available for purchase or re-mortgage" Call 08000 38 37 36 for more details or to apply. |
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5.95% | Fixed until 10/08/2013 | 3.30% | 5.30% | ||
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"Available for Home Movers and re-mortgage." Call 08000 38 37 36 for more details or to apply. |
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8.69% | Fixed until 01/12/2012 | 6.35% | 9.20% | ||
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Email a friend about these mortgage deals
Once the fixed time period expires your mortgage repayments switch to the mortgage lender's standard variable rate. This arrangement will enable you to more accurately forecast your budget during the initial years of your mortgage term.
In addition, if the interest rate rises above the fixed rate that you are paying, you will actually save money. However, the reverse of this is also true. If the interest rate goes down whilst the fixed rate deal is in place, you will end up paying more.