Today's best mortgages
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General Conditions
The standard conditions that apply to a mortgage, as set by the lender.
Geographical Restrictions
Lenders may not offer mortgages for the purchase of property in certain districts or areas, typically those geographical areas that are regarded as high risk. Some smaller lenders may not offer loans for properties that are outside their local area.
Gross Annual Income
Total income received per year, before taxes are deducted.
Guarantor
A person, other than the borrower, who guarantees the mortgage repayments in the event the borrower defaults. Typically the guarantor will be a parent or relative.
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