Best mortgage deals for first time buyers

Customise these first time buyer mortgage deals by entering the amount you wish to borrow and then following the 'calculate' buttons to view the monthly payments for that particular mortgage deal.

First time buyer mortgages

Initial rate	Type & period	Reverting to	The overall cost for comparison	Early Repayment Charges	More details or apply
2.39%	Tracker 31/01/2014	5.99%	5.6% APR	2% of loan to be paid until 31/01/2014	Calculate More details
	"Market-leading tracker rate" Call 08000 38 37 36 for more details or to apply.
2.59%	Offset 31/01/2014	5.99%	5.7% APR	2% of loan to be paid until 31/01/2014	Calculate More details
	"Extra flexibility with this great value Offset Tracker" Call 08000 38 37 36 for more details or to apply.
3.19%	Tracker Until 31/01/2014	5.99%	5.9% APR	2% until 31/01/2014	Calculate More details
	"Well-priced 2yr tracker with 15% deposit needed" Call 08000 38 37 36 for more details or to apply.
3.49%	Fixed 31/01/2017	5.99%	5.2% APR	5% of loan to be paid until 31/01/2017, Then reducing	Calculate More details
	"Low-cost long-term stability on a very well priced 5 yr fixed deal" Call 08000 38 37 36 for more details or to apply.
3.84%	Fixed 31/01/2014	5.99%	5.6% APR	3% of loan to be paid until 31/01/2014	Calculate More details
	"Great value for 15% deposit - 2yr fixed at 85% LTV" Call 08000 38 37 36 for more details or to apply.
5.95%	Fixed Until 31/03/2014	5.99%	6.0% APR	3% Until 31/03/2014	Calculate More details
	"5% deposit only required, very good for First Time Buyers and Remortgage" Call 08000 38 37 36 for more details or to apply.
2.38%	Tracker 2 yrs	4.95%	4.6% APR	3% of loan for 2 years	Calculate More details
	"Free valuation and legal costs for Remortgage" Call 08000 38 37 36 for more details or to apply.
2.48%	Fixed Until 30/11/2013	4.95%	4.7% APR	3% of loan to be paid until 30/11/2013	Calculate More details
	"Very low 2yr fixed rate" Call 08000 38 37 36 for more details or to apply.
2.99%	Offset Lifetime	3.29%	3.5% APR	none	Calculate More details
	"Good flexibility on this low rate Offset Tracker with no Tie-Ins" Call 08000 38 37 36 for more details or to apply.
2.99%	Fixed 31/01/2014	5.99%	5.7% APR	3% of loan to be paid until 31/01/2014	Calculate More details
	"Good all round 2 year fixed rate" Call 08000 38 37 36 for more details or to apply.
3.39%	Fixed 31/08/2013	3.99%	3.8% APR	3% of original loan to be paid until 31/08/2012, Then 2% of orig	Calculate More details
	"Good affordability criteria for borrowers on good value 2 yr fixed deal - Repayment Only" Call 08000 38 37 36 for more details or to apply.

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These mortgages are just a selection from thousands on offer. Please contact us on 08000 38 37 36 so we can match the best mortgage to your personal circumstances at a first time buyer.

There is a wide range of UK mortgage lenders providing a large selection of mortgages to choose from, and useful though it may be to have plenty of choice, it can be daunting and confusing. Contact us to ensure you choose the best mortgage for your needs, whether that is a fixed rate mortgage or base rate tracker mortgage.

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Alexander Hall Associates Limited is authorised and regulated by the Financial Services Authority for pure protection, residential mortgages and general insurance business. You can check this on the FSA's Register by visiting the FSA's website www.fsa.gov.uk or by contacting the FSA on 0845 606 1234.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

We do not charge a fee for residential mortgage advice. We charge an administrative fee for processing each of your mortgage contracts; our fees only apply when you decide to go ahead with an application.

Standard residential mortgages
For standard residential mortgage contracts the typical fee is £499, payable on application. Alternatively, you may pay a fee of 1% of the mortgage loan, payable on application, and any commission received from the lender will be returned to you after completion.

Buy-to-let mortgages
For buy-to-let mortgages a typical fee of 0.5% of the mortgage loan size applies of which £500 is payable on application with the balance payable on completion.

Offshore and commercial mortgages
For offshore and commercial mortgages a typical fee of 1% of the mortgage loan size applies of which £500 is payable on application with the balance payable on completion.

Impaired credit lending
For impaired credit lending the typical fee is 1% of the mortgage loan, payable on application. Alternatively, you may pay a fee of 3.5% of the mortgage loan, payable on completion, and any commission received from the lender will be returned to you after completion.