Home Credit problems Credit repair

Credit repair

The value of mortgage advice to people in adverse borrowing situations

If you have credit problems, finding a mortgage can be a very daunting and confusing experience. Using an independent mortgage broker, such as alexander hall, gives you a dedicated mortgage professional to advise you on the options available, explain any jargon and to guide you through to completion.

alexander hall gives you impartial advice on the best mortgage for your situation from the entire market and will leave you feeling more informed and knowledgeable about the options available.

In addition, alexander hall has strong links with large lenders putting you in a better position to secure an adverse credit mortgage than by searching the market alone.

Our advice to non-conforming borrowers is not solely based on the rate, but on the package as a whole, because larger lenders are increasingly offering extra incentives.

We will also help advise you how to repair your credit situation so you can borrow from high street lenders again.

alexander hall associates limited is authorised and regulated by the Financial Services Authority for pure protection, residential mortgages and general insurance business. We do not charge a fee for residential mortgage advice; however there is an administration fee for processing each of your standard residential mortgage contracts. The typical administration fee is £499. For impaired credit lending the typical fee is 1% of the mortgage loan. For Buy to Let and Commercial Mortgages a fee of 0.5% of the mortgage loan size applies of which £500 is payable on application with the balance payable on completion.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.