Credit repair

The value of mortgage advice to people in adverse borrowing situations

If you have credit problems, finding a mortgage can be a very daunting and confusing experience. Using an independent mortgage broker, such as Alexander Hall, gives you a dedicated mortgage professional to advise you on the options available, explain any jargon and to guide you through to completion.

Alexander Hall gives you impartial advice on the best mortgage for your situation from across the market and will leave you feeling more informed and knowledgeable about the options available.

In addition, Alexander Hall has strong links with large lenders putting you in a better position to secure an adverse credit mortgage than by searching the market alone.

Our advice to non-conforming borrowers is not solely based on the rate, but on the package as a whole, because larger lenders are increasingly offering extra incentives.

We will also help advise you how to repair your credit situation so you can borrow from high street lenders again.

The overall cost for comparison is 7.3% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

You may also be interested in

Next steps...

Credit problem mortgages: Bad credit mortgages; Best adverse mortgage deals; How much can I borrow with bad credit?; Bad credit remortgages; Debt consolidation; Credit repair; Secured loans; Contact us

How much can I borrow?

Find out online how much you can borrow for a mortgage if you have bad credit.

How much can you borrow?

Need help? Call free on 08000 38 37 36

Alexander Hall Associates Limited is authorised and regulated by the Financial Services Authority for pure protection, residential mortgages and general insurance business. You can check this on the FSA's Register by visiting the FSA's website www.fsa.gov.uk or by contacting the FSA on 0845 606 1234.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

We do not charge a fee for residential mortgage advice. We charge an administrative fee for processing each of your mortgage contracts; our fees only apply when you decide to go ahead with an application.

Standard residential mortgages
For standard residential mortgage contracts the typical fee is £499, payable on application. Alternatively, you may pay a fee of 1% of the mortgage loan, payable on application, and any commission received from the lender will be returned to you after completion.

Buy-to-let mortgages
For buy-to-let mortgages a typical fee of 0.5% of the mortgage loan size applies of which £500 is payable on application with the balance payable on completion.

Offshore and commercial mortgages
For offshore and commercial mortgages a typical fee of 1% of the mortgage loan size applies of which £500 is payable on application with the balance payable on completion.

Impaired credit lending
For impaired credit lending the typical fee is 1% of the mortgage loan, payable on application. Alternatively, you may pay a fee of 3.5% of the mortgage loan, payable on completion, and any commission received from the lender will be returned to you after completion.