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Home Credit problems Bad credit remorgages

Bad credit remorgages

Make a fresh start.

If you are a homeowner and have equity in your property, you can raise money and consolidate your debts even if you have credit problems.

Non-conforming, sub-prime or bad credit remortgages are becoming common to raise money to pay off existing debts. Many of the lenders are offering very competitive mortgage products to cater for this growing market.

I want to remortgage to:

Reduce mortgage payments with a bad credit remortgage Reduce my payments

Raise cash with bad credit remortgages Raise cash

Consolidate debts with a bad credit remortgage Consolidate debts

Debt consolidation allows you to repay some or all of your existing loans and reduce your monthly outgoings.

Securing your debt may require a longer term than your current arrangements and may increase the total amount you repay. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

The overall cost for comparison is 7.3% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

We can help with your bad credit history

At alexander hall mortgages we can help whatever your financial circumstances. We have a dedicated 'bad credit remortgages' team with specialist knowledge on providing remortgage and debt consolidation solutions for clients that don't typically fit the traditional mortgage lender's criteria.

Our expert mortgage advisers take you through the steps to the steps to repair and improve your bad credit rating and will support you through the bad credit remortgage process providing you with first class, independent remortgage advice on all the options available.

We can help whatever the circumstances of your bad credit rating, including (but not limited to):


How much can I borrow for a bad credit mortgage?

alexander hall associates limited is authorised and regulated by the Financial Services Authority for pure protection, residential mortgages and general insurance business. We do not charge a fee for residential mortgage advice; however there is an administration fee for processing each of your standard residential mortgage contracts. The typical administration fee is £499. For impaired credit lending the typical fee is 1% of the mortgage loan. For Buy to Let and Commercial Mortgages a fee of 0.5% of the mortgage loan size applies of which £500 is payable on application with the balance payable on completion.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.