Home Credit problems Debt consolidation calculator

Online Debt Consolidation calculator

If you have equity in your home, you can raise money for home improvements and consolidate your debts by remortgaging, even if you have credit problems.

How much could you save each month by consolidating your debts?

Current mortgage details

Outstanding mortgage: £
Current mortgage payment: £ per month

Outstanding loans

Loan remaining   Monthly payment
Loan 1: £ £
Loan 2: £ £
Loan 3: £ £
Loan 4: £ £
Loan 5: £ £

Totals:

Remortgage details

Current property value: £*
Term of remortgage:  

Personal information

Postcode of property:  
Phone:  
Name:  

 

Your remortgage results

Based on the figures you have entered, you will not save any money by consolidating your outstanding loans and remortgaging.

You can speak to one of our advisers on 08000 38 37 36 to discuss other possible options or email your details and we will contact you shortly.

remortgage calculator Contact us for more information

Your monthly savings

You have enough equity in your property to consolidate all outstanding loans detailed and remortgage.

Your new mortgage:

New monthly repayment:

Your monthly saving:

remortgage calculator Email us for further information

This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Call 08000 38 37 36 or email us for more information.

*We are unable to provide 100% mortgages. You may remortgage or purchase to a maximum of 95% of the property value.

The overall cost for comparison is 7.3% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Securing your debt may result in a longer term than your current arrangements. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

This is not a quotation under the Consumer Credit Act. Figures are subject to validation of income, credit checks and a property valuation.

Talk to us if you need help or advice.

Alexander Hall Associates Limited is authorised and regulated by the Financial Services Authority for pure protection, residential mortgages and general insurance business. We do not charge a fee for residential mortgage advice; however there is an administration fee for processing each of your standard residential mortgage contracts. The typical administration fee is £499. For impaired credit lending the typical fee is 1% of the mortgage loan. For Buy-to-Let, Off-Shore and Commercial mortgages a typical fee of 0.5% of the mortgage loan size applies of which £500 is payable on application with the balance payable on completion.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.